Rental Application Guidelines

• A current verifiable State or Photo ID is required at the time you submit your application for processing
• Each individual over the age of 18 年 who intends to reside in the subject dwelling unit must submit a separate Rental Application
• Any property with more than one adult applying must qualify solely and individually in regards to the following: credit, criminal and rental history. Income verification as stated below will be considered as a household qualification.
• No more than 3 unrelated adults in any property regardless number of BRs
• Application Fees must be paid prior to processing the rental application
• 55美元/成人
  • The application fee is NON-REFUNDABLE
  • This covers the cost of processing your application. Applicant acknowledges and accepts that Real-Time 十博中文备用网址 represents the owner of the property for which applicant is applying
• Application processing time
  • Management makes every effort to process applications within 24 to 48 business hours of receipt (pursuant to applicant providing all necessary paperwork - ID, RVF, proof of income)
  • The processing of an application can take several days if we do not receive a response from previous/present landlords, employers and other references
  • Management will make a reasonable attempt to contact previous and present landlord(s) 提交 by Applicant; however, the ultimate responsibility for supplying this information to Management lies with the Applicant
    • NOTE: Management reserves the right to deny tenancy on the basis of an inability to contact the references provided
  • For an update on your Application Status 点击这里
• Some properties are in high demand! In some cases, there may already be applications 提交 at the time you submit your application. 我们不能 guarantee any unit, although it may be available at the time your application is 提交. Units are rented to the first 批准 applicant with the full security 存款支付. A security deposit will not be accepted until the rental application is 批准.
• All deposits MUST be paid within 24 hours of approval

Our background check consists of collecting and reviewing the following information for Mpls/St. 保罗:

• Negative 信用记录
• Identity Verification
• Public Record Search
• Criminal History
• Rent-to-Income Verification
• Eviction Records
• Employment Verification
• 十博中文备用网址的历史

信用记录

Yes, credit history is important to us, but we are more interested in the things that created the credit score than the score itself.

*Other factors that may affect the overall approval

Public Record Search

Real-Time 十博中文备用网址 may run a public record search through the 明尼苏达州 Judicial Branch 网站. Real-Time 十博中文备用网址 will utilize your first/last name and date of birth to access any criminal or judgment records. Any convicted crimes that appear on this document may be used as a determining factor in your acceptance or denial. For additional information, please see criminal history criteria in the next section.

Criminal History

Residency may be denied due to a criminal record; please see criminal criteria below:

• Any arrest in an inactive case that did not result in conviction;
• Participation in or completion of a diversion or a deferral of judgment program, including stays of adjudication and continuances for dismissal or without prosecution;
• Any conviction that has been vacated or expunged, or for which the applicant received a stay of imposition of sentencing and complied with the terms of the stay;
• Any conviction for a crime that is no longer illegal in the state of 明尼苏达州;
• Any conviction or any other determination or adjudication in the juvenile justice system;
• Any conviction for misdemeanor offenses for which the dates of sentencing are older than three (3) 年;
• Any criminal conviction for felony offenses for which the dates of sentencing are older than seven (7) 年; however, a landlord may deny an applicant who has been convicted of the illegal manufacture or distribution of a controlled substance as defined in section 102 of the Controlled Substances Act (21 U.S.C. 802) or for those same offenses that mandate denial of tenancy in federally assisted housing subject to federal regulations, including but not limited to when any member of the household is subject to a lifetime sex offender registration requirement under a state sex offender registration program; or
• Any criminal conviction for the following felony offenses for which the dates of sentencing are older than ten (10) 年: first-degree assault (明尼苏达州 Statutes Section 609.221), first-degree arson (明尼苏达州 Statutes Section 609.561), aggravated robbery (明尼苏达州 Statutes Section 609.245), first-degree murder (明尼苏达州 Statutes Section 609.185), second-degree murder (明尼苏达州 Statutes Section 609.19), third-degree murder (明尼苏达州 Statutes Section 609.195), first-degree manslaughter (明尼苏达州 Statutes Section 609.20日,再分. 1 2 5), kidnapping (明尼苏达州 Statutes Section 609.25日,再分. 2(2)), or first-degree criminal sexual conduct (明尼苏达州 Statutes Section 609.342年,再分. 1 (b)和(g)).

Income Verification

Your NET monthly income must be a minimum of 2.5 times the monthly rent. You will be required to provide proof of income whether you are employed by a 3rd party, or self-employed.

**If an applicant has a current mortgage on his or her credit report, applicant must make 2.5x’s the rent (net income) PLUS enough to cover their mortgage.  Applicant will also be required to provide closing documents to show that their current home (with mortgage showing up on credit report) has been sold OR a lease with a current tenant showing the home is leased for a period of twelve (12) months or more.

If you are self-employed, you will need to provide the following proof of income:

• bank statements
• 纳税申报表

**Unemployment is not an 批准 form of income.

If you are not self-employed you will need to provide the following proof of income:

• copies of your last 3 pay stubs
• 纳税申报表 (if applicable)

例外: If an applicant can demonstrate a history of successful rent payment with an income less than three ( 3 ) times the rent this will be considered an acceptable form of income verification.   This means a positive rental payment history for the last 12 months.

十博中文备用网址的历史

You will need to provide a rental reference which confirms a minimum of 1 year or more of valid, verifiable rental history from a third-party landlord. If you have rental history shorter than 12 months a double deposit may be required. If your rental history includes: late payments, eviction(s), excessive lease violations, excessive property damage, unauthorized tenants/pets, pest infestations due to tenant negligence, improper notice to vacate, three or more late notices within a 12-month period, noise or nuisance violations, two or more NSF charges, or outstanding balance owed, you will not be 批准 for a lease at Real-Time 十博中文备用网址.

A single or combined occurrence of the following will more than likely NOT allow me to rent from Real-Time 十博中文备用网址

• Any felony offense or conviction which has taken place within the last seven (7) 年
• Any of the following types of felony convictions
• Acts of violence
• 性犯罪
• Illegal manufacturing or distribution of drugs.
• Any collection filed by a property management company or landlord
• Unlawful detainer action/eviction within the past two (2) 年
• Balance owing to a current or past landlord
• Extreme negative and adverse rental history
• Documented complaints and/or damages
• Multiple late payments or notices to pay or vacate
• Statement by landlord, such as "WOULD NOT RE-RENT"
• Failure to cooperate with housing assistance program requirements while receiving 好处
• Unverifiable social security number or proof of legal residency in United States, or falsification of either
• Falsification of rental application (including non-disclosure of criminal records)
• Collection filings caused by breaking a lease agreement
• Outstanding bad debts being reported on credit report of more than $100 but less than $1000 may be accepted with proper explanation and proof
• Excessive balances sent to collections may result in denial
• Outstanding debt to a property management company or previous/current landlord may result in denial
• Any applicant with a bankruptcy not showing as discharged will be denied until proof is provided
• After a bankruptcy has been discharged, applicant may be required to show six (6) months of positive established credit